New Rochelle Homes under $1 million

Welcome to New Rochelle, a vibrant city nestled in the heart of Westchester County, New York. Just a short commute from Manhattan, New Rochelle offers a unique blend of suburban charm and urban convenience, making it an ideal place for families, young professionals, and retirees alike. With its picturesque waterfront along the Long Island Sound, lush parks, and a rich history, this city is a hidden gem waiting to be discovered.

New Rochelle boasts a diverse array of homes, with many options available under $1 million. Whether you’re seeking a cozy single-family home, a modern townhouse, or a spacious condo, you’ll find properties that cater to a variety of lifestyles and budgets. The real estate market here is thriving, offering buyers the opportunity to invest in a community that values both comfort and quality of life.

In addition to its beautiful homes, New Rochelle is known for its excellent schools, vibrant cultural scene, and a plethora of recreational activities. From the scenic beauty of Hudson Park to the bustling shops and restaurants in the downtown area, there’s always something to do and explore. With easy access to public transportation, residents can enjoy the best of both worlds—peaceful suburban living and the excitement of city life just a train ride away.

If you’re considering making New Rochelle your home, you’ll find that this city not only offers affordable housing options but also a welcoming community where you can truly thrive. Discover your dream home in New Rochelle today!

Newest New Rochelle Homes under $1 million

$959,000

3 Beds ⋅ 2 Baths ⋅ 1062822 MLS

Step into effortless luxury and smart investing with this meticulously gut renovated two family masterpiece, perfectly positioned in the vibrant heart of New Rochelle. Whether you are looking to expand your portfolio or live in one unit while renting out the other to offset your mortgage, this property checks every single box. The layout includes a bright 1-bedroom and a comfortable 2-bedroom apartment, each showcasing stunning hardwood floors, brand-new kitchens with contemporary finishes, updated baths, and private in-unit washers and dryers. No detail left untouched, from under the counter lighting to automatic closet lights to the door hardware. Thoughtfully designed for low maintenance ownership, every utility is completely separate, right down to the common hallway and basement meters. Beyond the front doors, the property continues to impress. Unwind or entertain on the lovely outdoor patio featuring a direct gas hookup for your grill. Vehicle owners and hobbyists will fall in love with the heated detached two car garage equipped with loft storage. Plus, the lower level features a fully finished, legal full bath in the basement, adding immense utility to the home. Garage and basement can be combined as a workshop and vehicle storage for the contractor. Conveniently located just moments from places of worship and top tier transit including local buses, Metro-North, and Amtrak This location offers unmatched urban connectivity. Properties of this caliber rarely last long.

26 Pratt Street, New Rochelle

100 New Roc City Plaza Unit #210, New Rochelle

$195,000

1 Baths ⋅ 1062348 MLS

Experience loft style living at The Lofts at New Roc! This beautifully maintained studio residence offers an inviting, open layout with soaring ceilings, rich hardwood floors, and oversized windows that fill the living space with natural light. The open kitchen features beautiful cabinetry, granite countertops, stainless steel appliances, and a breakfast bar with seating, creating a functional space for everyday living and entertaining. The spacious living area offers ample space while the sleeping area provides a comfortable retreat. The full bathroom features a tiled tub and shower, vanity, and mirrored medicine cabinet. Enjoy the convenience of building amenities, including a fitness center and residents' clubhouse, along with an excellent location near restaurants, shops, and transportation.

100 New Roc City Plaza Unit #210, New Rochelle

$620,000

4 Beds ⋅ 2 Baths ⋅ 1060137 MLS

Endless Potential in Residence Park! Discover the possibilities in this vintage Victorian home, built in 1890 and nestled in the desirable Residence Park section of New Rochelle. Offering 2,438 square feet of living space on a level .13-acre property (42' x 140'), this home is a canvas awaiting your vision and creativity. Above ground oil tank in basement 275-gallons. Bring your imagination and restore this classic residence to its former charm, creating a home with character and endless possibilities. Conveniently located near schools, shops, and Metro-North Railroad for an easy commute. Sold strictly AS IS. Cash offers only.

202 Woodland Avenue, New Rochelle

70 Locust Avenue Unit #103B, New Rochelle

$249,000

2 Beds ⋅ 1 Baths ⋅ 1061828 MLS

Welcome to 70 Locust Avenue #103B, a bright first-floor, two-bedroom co-op in the heart of downtown New Rochelle! This inviting apartment features abundant natural light, a renovated kitchen, and a new refrigerator. Enjoy access to a gym and the added value of ALL utilities included in the monthly maintenance, making budgeting simple and convenient. Ideally located near schools, transportation, the train station, Davenport Park, and Main Street's shops and restaurants. Parking is available through a waitlist. Don't miss this wonderful opportunity to enjoy comfort, convenience, and value in one place!

70 Locust Avenue Unit #103B, New Rochelle

2221 Palmer Avenue Unit #1H, New Rochelle

$129,900

1 Baths ⋅ 1061187 MLS

Updated Sunny and Spacious Studio. Enjoy easy living with many benefits. This beautiful L-shaped studio has recently updated kitchen and bathroom. There are no steps needed to access this first-floor unit. It comes with an assigned outdoor parking spot. A second spot is available for a fee. Take a comfortable stroll to downtown Larchmont shops, restaurants, and RR Station. Easily commute by train to Grand Central Station. Walk to nearby DeCicco's Market just minutes away. Monthly maintenance is $837. Potential STAR savings is $108.42.

2221 Palmer Avenue Unit #1H, New Rochelle

208 Centre Avenue Unit #3K, New Rochelle

$149,900

1 Beds ⋅ 1 Baths ⋅ 1061198 MLS

Classic pre-war architecture reigns supreme within the walls of this timeless structure. Traverse the stately lobby through the lead-glass doors and marble floors enroute to your private one-bedroom oasis. All the work has been done for you recently. The newly updated Kitchen and Bathroom will delight you. A fresh coat of paint and the refinished hardwood floors with mahogany ribbons will greet your personal decorating touch. Take an easy stroll down Centre Avenue to New Rochelle’s beautiful waterfront or head downtown to enjoy the renaissance occurring in the Queen City’s new downtown. This beautiful unit is extremely affordable and ready for you to make it your new home! Parking is available for rent directly across the street.

208 Centre Avenue Unit #3K, New Rochelle

$899,000

6 Beds ⋅ 3 Baths ⋅ 1054996 MLS

Welcome to 35 Charles Street, a great opportunity to own a legal 3 family home in a convenient New Rochelle location. Whether you're looking to build long-term wealth through real estate or live in one apartment while collecting rental income from the other two to help offset your living expenses, this property offers plenty of potential. The home features 3 separate apartments: a spacious 3 bedroom unit on the first floor with access to a large basement, a generously sized 2 bedroom apartment on the 2nd floor, and a 1 bedroom apartment on the 3rd floor. A long driveway provides ample off-street parking, while the detached garage offers valuable additional storage space. All 3 apartments are currently occupied by month-to-month tenants, providing immediate rental income and flexibility for future plans. Rents are currently undervalued but potential for nearly $90,000 rent roll. At market rents it will cost you less to purchase and live this in this home than to rent an average 3 bedroom apartment in New Rochelle. Located just a 1/2 mile from the New Rochelle Metro-North station, with convenient access to downtown shops, restaurants, and transportation. For buyers looking to put their hard-earned money into an income-producing property, 35 Charles Street offers a practical opportunity to become a homeowner, grow a real estate portfolio, or let rental income help carry the cost of ownership.

35 Charles Street, New Rochelle

$799,000

3 Beds ⋅ 2 Baths ⋅ 1044393 MLS

Welcome to 226 Rosehill Ave, a 3 bedroom, 2 full bath single family split level home on a tree lined street in the north end of new rochelle. Offering a spacious layout, hardwood floors, a private yard, and plenty of room both inside and out, this home presents a wonderful opportunity to make it your own. The main level features a large living room with high ceilings, a separate dining room with high ceilings, and an eat-in kitchen. The lower level offers a generous family room, providing an ideal space for relaxing, entertaining, or everyday living. A large basement adds even more flexible space and could be used as a playroom, recreation area, home office, gym, or for additional storage. The spacious lot offers plenty of room for outdoor enjoyment, gardening, entertaining, or simply relaxing in your own private yard. Conveniently located close to shopping, major highways, and everyday amenities, this home offers both comfort and convenience in a desirable residential setting. The home has been well maintained and offers the new owner the opportunity to bring their own style and vision to the space.

226 Rosehill Avenue, New Rochelle

1250 North Avenue Unit #202, New Rochelle

$599,000

2 Beds ⋅ 2 Baths ⋅ 1060232 MLS

Welcome to this beautifully renovated 2-bedroom, 2-bath residence at the sought-after Roosevelt Terrace, a unique condo converted from a century-old elementary school. Step into an inviting open-concept living and dining area featuring 10-foot ceilings, recessed lighting, hardwood floors, elegant French doors and oversized windows that fill the space with natural light. A wood-burning fireplace adds warmth and charm to the living area. The kitchen is complemented by custom wood cabinetry, stainless steel appliances, granite countertops, and stylish tile backsplash. The spacious primary bedroom features an en-suite bath with two large custom closets, while the second bedroom and full bath offer flexibility for guests, a home office, or additional living space. Freshly painted, this move-in-ready unit blends comfort and modern updates. Building amenities include a gym, sauna, conference room, private storage, and two laundry rooms on each floor. On-site deeded parking included with visitor parking and option to rent additional space. Enjoy the interior courtyard and nearby Roosevelt Park with a children's playground and basketball courts. Conveniently located 2.2 miles from Crestwood Station and 2.4 miles from New Rochelle Station. Walk to shops, restaurants, ACME, Starbucks, CVS, Post Office, and Houses of Worship. Taxes do not reflect STAR savings.

1250 North Avenue Unit #202, New Rochelle

175 Huguenot Street Unit #3104, New Rochelle

$470,000

1 Beds ⋅ 2 Baths ⋅ 1058147 MLS

Perched high above downtown New Rochelle at the prestigious 175 Huguenot, this exceptional penthouse residence offers a rare combination of luxury, lifestyle, and location, with sweeping panoramic views extending across Westchester and toward the iconic New York City skyline. Dramatic floor-to-ceiling windows fill the home with natural light while framing an ever-changing backdrop from sunrise to sunset. Meticulously maintained and presented in impeccable condition, this sophisticated 1-bedroom, 1.5-bath residence features an elegant open-concept layout, high ceilings, Brazilian hardwood floors, and refined contemporary finishes throughout. The gourmet kitchen is beautifully appointed with granite countertops, Jenn-Air appliances, custom cabinetry, and a seamless connection to the living and dining spaces—ideal for both everyday living and entertaining. Interior photos coming next week. Excellent condition. The spacious primary suite provides a peaceful private retreat with a luxurious en-suite jacuzzi bath, while the stylish powder room is perfectly suited for guests. Oversized windows throughout the residence create an exceptional sense of scale and bring the spectacular city and Westchester views into nearly every room. Residents enjoy an extraordinary collection of resort-style amenities, including 24-hour concierge and doorman services, valet service, indoor swimming pool, state-of-the-art fitness center, resident club lounge, two business centers, conference room,children's center, and beautifully landscaped outdoor terrace. Every detail is designed to provide the convenience and service expected of a premier luxury residence. And the location is truly stellar. Situated in the heart of downtown New Rochelle, you are just moments from an exciting array of restaurants, cafes, shopping, entertainment, banks, and everyday conveniences, with Metro-North nearby for an easy commute to Manhattan. Enjoy the best of urban living while coming home to the comfort, privacy, and elevated lifestyle of a penthouse residence. Exceptional views. Unparalleled amenities. Prime downtown location. This is sophisticated New Rochelle living at its finest. Interior photos coming next week. Excellent condition.

175 Huguenot Street Unit #3104, New Rochelle

2299 Palmer Avenue Unit #K, New Rochelle

$189,000

1 Beds ⋅ 1 Baths ⋅ 1060882 MLS

Welcome to this charming, pet-friendly one-bedroom, one-bath co-op, nestled in a lovely two-story garden apartment complex on the New Rochelle/Larchmont border. This spacious first-floor unit features a generously sized bedroom, a bright and inviting living room, and bathroom with jacuzzi. Ideally situated along Palmer Avenue, the complex offers convenient access to shopping, restaurants, I-95, Metro-North, parks, and recreational activities along the Long Island Sound. Enjoy comfortable, convenient living in a desirable location close to everything New Rochelle and Larchmont have to offer! Additional amenities include: One assigned parking space included, Garage parking available by waitlist, On-site laundry facilities, Live-in superintendent, Basement storage area..... Purchase Requirements: Minimum credit score of 700, minimum 20% down payment, and at least six months of mortgage and maintenance payments in reserve.

2299 Palmer Avenue Unit #K, New Rochelle

1250 North Avenue Unit ##204, New Rochelle

$289,000

1 Baths ⋅ 1058450 MLS

Welcome to the desirable Roosevelt Terrace Condominiums in New Rochelle. This beautifully renovated studio features 10-foot ceilings with oversized windows filling the space with natural light, creating a bright and airy atmosphere. The stylish galley kitchen offers custom wood cabinetry, new appliances, granite countertops, and tile flooring. Freshly painted, this move-in-ready unit blends charm and comfort with modern updates Building amenities include a gym, sauna, conference room, private storage, and two laundry rooms on each floor. One deeded parking space is included, with ample visitor parking available. Enjoy the interior courtyard and nearby Roosevelt Park with a children's playground and basketball courts. Conveniently located 2.2 miles from Crestwood Station and 2.4 miles from New Rochelle Station. Walk to shops, restaurants, ACME, Starbucks, CVS, the Post Office, and Houses of Worship. *Taxes do not reflect STAR savings*

1250 North Avenue Unit ##204, New Rochelle

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Listings courtesy of OneKey® MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.