Scarsdale Homes under $1 million

Scarsdale Homes under $1 million

Welcome to Scarsdale, New York – a gem nestled in the heart of Westchester County. Known for its picturesque landscapes, top-rated schools, and a strong sense of community, Scarsdale is a charming suburban haven that offers both tranquility and convenience. Just a short train ride from Manhattan, this vibrant town provides the perfect balance for those seeking a serene lifestyle while maintaining easy access to the bustling city life.

Scarsdale boasts a rich history and a unique blend of architectural styles, from classic Colonial homes to more modern designs, ensuring that there’s something for everyone. What’s particularly exciting for prospective homeowners is that Scarsdale offers a selection of beautiful homes priced under $1 million. These properties provide an incredible opportunity to invest in a community known for its excellent public services and family-friendly atmosphere.

Imagine living in a scenic neighborhood where tree-lined streets welcome you home, and local parks invite you to enjoy the great outdoors. With a variety of dining, shopping, and recreational options at your fingertips, Scarsdale is not just a place to live; it’s a lifestyle. Families will appreciate the award-winning schools, while young professionals will enjoy the vibrant community events and cultural offerings.

Whether you’re looking for a cozy starter home or a charming residence to settle down in, Scarsdale’s real estate market offers a diverse range of options that fit your budget. Discover the allure of this enchanting town and find your dream home in Scarsdale today!

Newest Scarsdale Homes under $1 million

105 Garth Road Unit #5H, Scarsdale
$459,000
2 Beds ⋅ 1 Baths ⋅ 1061380 MLS
Timeless Tudor charm meets effortless village living in Garth Road’s closest co-op to Scarsdale Village and the train station. With a swift 30-minute express commute to Manhattan and the advantage of only 10% down, this beautifully updated two-bedroom Co-op puts the lifestyle you’ve imagined within reach. Oversized rooms, eastern sunlight, and refinished hardwood floors create a warm, inviting setting for everyday living and entertaining. The stylish eat-in kitchen features granite countertops, custom cabinetry, and a window welcoming natural light and fresh air—a lovely spot for morning coffee. Both generously proportioned bedrooms offer room to unwind, while the updated bathroom features a convenient step-in shower. Five large closets, including one cedar closet, plus paid building storage ($40/mo waitlist) provide abundant space to keep your personal belongings nearby. Enjoy the convenience of 24-hour laundry, free bike and A/C storage. Free street parking with a permit and nearby commuter lot parking add to the appeal. Just steps away, discover Garth Road’s award-winning restaurants, boutique shops, and the charm of Scarsdale Village. With monthly maintenance of just $1,340, this home brings together space, character, and exceptional convenience in a sought-after Tudor setting. Make your move and enjoy the best of village life. Financial requirements: Maximum debt-to-income ratio of 35%; overtime and bonuses excluded from qualifying income. Minimum credit score of 700. Post-closing reserves must equal at least 12 months of maintenance and mortgage payments.

105 Garth Road Unit #5H, Scarsdale

52 Underhill Road Unit ##ML, Scarsdale
$239,000
1 Beds ⋅ 1 Baths ⋅ 1058116 MLS
Scarsdale Country Estates co-op! Cute as a button, this unit checks all the boxes for an easy, carefree lifestyle! Here's your chance to own in one of the most sought-after pre-war Tudor garden communities in Westchester. 52 Underhill Road, Unit ML, in the Cambridge Building is a one-bedroom, one-bathroom home in the award-winning Edgemont School District, and it is ready for you to move right in. Sunshine pours into this freshly painted home from the moment you step into the foyer. The sun-drenched living room flows right into the dining area, with gleaming hardwood floors and plenty of closets along the way. The kitchen is a showstopper, with brand-new stainless steel appliances, including a stainless steel microwave oven, an updated tile floor with tile inlay, and a window looking out over the playground. There is plenty of room for an eat-in kitchen area too! Want an even more open feel? A former doorway between the kitchen and dining room was sheetrocked over and can be reopened. A floor plan is in the additional documents. And here's something you rarely find in a co-op: no common walls and only one owner above, so this floor belongs to you! Your storage unit (Room #3) is right next to the apartment, and the laundry room, with updated machines, is just a hop and a skip beyond it. No hauling baskets across the complex! Pets are welcome, and having an on-site superintendent is such a plus. The complex also has a barbecue area for picnics and sunset dinners! Parking is free! Unassigned, first-come, first-served spots are on the grassy green area, with extra parking on Paradise, at the south complex lot, and across the street at Burger King. Want your own spot? Join the waitlist for assigned parking or a garage space, with garages at $125 per month. Commuters, this one is for you! The Bee-Line #65 bus picks up at the driveway and gets you to the Scarsdale Metro-North station in about 10 minutes, and from there express service has you at Grand Central in about 30. Station permits are available at both Scarsdale and Hartsdale. Prefer to drive? Three highways are minutes away: I-287, the Bronx River Parkway, and the Hutchinson River Parkway. Shopping, dining, and everything else you need are close by. The numbers are just as attractive. The unit carries 168 shares, and monthly maintenance is only $953.69, which includes heat, hot water, water, and sewer. Storage is $50 per month, electric is through Con Edison, and trash collection is public. The flip tax at resale is $10 per share. MANAGEMENT COMPANY IS LISTED SHOWN IN LISTING SHEET. Buyer requirements for Scarsdale Country Estates are a 20% down payment, a credit score of 750+, a maximum debt-to-income ratio of 33%, and post-closing reserves equal to six months of combined mortgage and maintenance. House rules must be signed and agreed to, and owners must live in the unit for two years before subletting. The sale is subject to co-op board approval. Where else in Westchester County can you find all of this at a price like this? Save money, invest, and travel, all while coming home to a community where everything is done for you and life is peaceful and serene. Don't miss it!

52 Underhill Road Unit ##ML, Scarsdale

178 Garth Road Unit #TL, Scarsdale
$499,000
2 Beds ⋅ 2 Baths ⋅ 1053259 MLS
Completely Renovated Two-Bedroom, Two-Bathroom Co-Op with Home Office/Bonus Room! Move right into this beautifully renovated and spacious first-floor unit, offering two bedrooms, two bathrooms, and a separate home office that can easily serve as a third bedroom. Ideally located just off the front courtyard, this home features nine-foot ceilings and a thoughtfully redesigned open layout with today’s buyer in mind. The chef’s kitchen boasts custom white cabinetry, quartz countertops, new backsplash, stainless steel appliances, and a beverage station complete with wine refrigerator and pull-out garbage drawer. The living space shines with new laminate wood-style floors, recessed ceiling lighting, and custom oak shelving, complemented by “Blinds to Go” top-down/bottom-up shades for light control and privacy. Additional highlights include: Renovated hall and primary bathrooms, Solid wood interior doors with upgraded hardware, plus a solid wood barn door in the bonus room, Custom closet shelving, including four cedar-lined closets, New window sills, outlets, and light switches, New dishwasher and kitchen faucet, New light fixtures throughout, New air conditioners (installed Summer 2025). This non-smoking building includes all utilities in the maintenance. With customized storage, stylish finishes, and every detail thoughtfully updated, this home is truly move-in ready. Located in Eastchester School District w/ Free Bus for Grades K to 12. Enjoy Lake Isle Town Club (Swimming Pools, Tennis Courts and 18 Hole Golf Course. Enjoy the best of both worlds—just steps from Scarsdale Village and train station, and close to scenic trails and parks. Don’t miss this exceptional opportunity to own a fully modernized home in a prime location!

178 Garth Road Unit #TL, Scarsdale

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Listings courtesy of OneKey® MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.