Manhattan County Homes under $300,000

Welcome to the vibrant heart of New York City—Manhattan! Known for its iconic skyline, world-class dining, and rich cultural tapestry, this borough is a dream destination for many. While Manhattan is often associated with luxury and high-end real estate, there are still gems to be found, particularly for those seeking homes under $300,000.

In the bustling neighborhoods of Manhattan, you can discover charming studio apartments and co-ops that offer an affordable entry point into this dynamic city. These homes, often nestled in historic buildings, provide a unique blend of character and modern convenience. Imagine waking up to the sounds of the city, with Central Park just a stone's throw away, or enjoying a cozy evening in your own space after a day of exploring the vibrant streets filled with art, music, and culinary delights.

Manhattan is not just about the glitz; it’s a community where diverse cultures intersect, creating a rich tapestry of experiences. From the historic streets of the Lower East Side to the artistic vibe of Harlem, every corner of Manhattan has its own unique story to tell. Plus, with easy access to public transportation, commuting to other parts of the city is a breeze, making it an ideal location for both work and play.

If you’re looking to invest in a piece of this iconic borough without breaking the bank, homes under $300,000 present an exciting opportunity. Embrace the Manhattan lifestyle and make your dream of city living a reality today!

Newest Manhattan County Homes under $300,000

17 E 131st Unit #1A, New York (Manhattan)

$210,000

1 Baths ⋅ 1054585 MLS

Welcome to your new sanctuary! You are going to absolutely love calling this beautiful studio home in the heart of vibrant Harlem. Ideally situated just blocks from the revitalized 125th Street corridor, you’ll have endless dining, shopping, and entertainment options right at your fingertips. Commuting is a breeze, with the 2 and 3 trains just a five-minute walk away and the Metro-North within a ten-minute stroll, perfectly balancing peaceful living with the pulse of the city. Inside, you will find a rare and spacious studio layout that doesn't compromise on comfort, featuring a generously sized kitchen and bathroom. With two closets and a flexible floor plan that makes it easy to create distinct living and sleeping areas, this unit is truly designed for comfort. Best of all, you will enjoy access to a private courtyard—a quiet, relaxing oasis that makes this the perfect retreat to come home to at the end of the day.

17 E 131st Unit #1A, New York (Manhattan)

506 W 145th Street Unit #4D, New York (Manhattan)

$145,000

1 Beds ⋅ 1 Baths ⋅ 1054422 MLS

Welcome to 506 W 145th Street, #4D, a one-bedroom, one-bath HDFC co-op in Hamilton Heights. Located on the fourth floor of a walk-up building, this home offers comfortable city living in a well-established Upper Manhattan neighborhood. The one-bedroom layout offers an opportunity for a first-time buyer, city professional, or anyone looking to make Hamilton Heights home. New windows were installed within the last year. The building is subject to HDFC income and financing requirements, with a maximum income of 120% AMI, or $100,320, and a maximum board-approved debt-to-income ratio of 40%. Down-payment requirements vary by lender. Real estate taxes are included in the monthly maintenance, as is typical with co-ops.

506 W 145th Street Unit #4D, New York (Manhattan)

1989 Amsterdam AVE Unit #31, New York (Manhattan)

$218,000

2 Beds ⋅ 1 Baths ⋅ 1051918 MLS

Welcome to this charming two-bedroom prewar apartment in the heart of Washington Heights. The apartment features plenty of natural light and is located in a walk-up building with low monthly maintenance. (the unit needs TLC) Washer and dryer installation is allowed for added convenience. The property is close to schools, buses, subway service, shopping, and other neighborhood amenities. The unit may be rented after five years of ownership, subject to the building’s requirements. The unit needs TLC. The building also features a new front door, key fob, wireless intercom. The building also has new heating system.

1989 Amsterdam AVE Unit #31, New York (Manhattan)

501 W 156th Street Unit #32, New York (Manhattan)

$205,000

1 Beds ⋅ 1 Baths ⋅ 1041307 MLS

Welcome to 501 W 156th Street, Unit 32, a beautifully updated 1-bedroom, 1 bath HDFC cooperative offering an exceptional opportunity for qualified buyers to own in the heart of Hamilton Heights. This thoughtfully renovated apartment features a brand-new kitchen with modern finishes and a completely updated bathroom, creating a fresh, move-in-ready living space. While efficiently sized, the layout maximizes functionality and comfort, making it an ideal home for those seeking affordable homeownership in Manhattan. Conveniently located near parks, restaurants, shopping, and multiple subway lines, this home offers easy access to everything the neighborhood has to offer. Don't miss this opportunity to own a beautifully renovated, affordable Manhattan home. This is a Fannie Mae Homepath property.

501 W 156th Street Unit #32, New York (Manhattan)

30 Macombs Place Unit #42, New York (Manhattan)

$209,000

2 Beds ⋅ 1 Baths ⋅ 1037626 MLS

Welcome to 30 Macombs Place, Manhattan! This charming 2-bedroom, 1-bathroom HDFC co-op offers approximately 700 square feet of comfortable living space and an exceptional opportunity to own in one of New York City's most iconic boroughs. Whether you're a first-time homebuyer or looking for an affordable place to call home, this residence combines value, convenience, and the unmatched lifestyle that only Manhattan can offer. The bright and inviting living area provides a comfortable space for everyday living and entertaining, while the well-proportioned bedrooms offer a peaceful retreat. Ideally situated, you'll enjoy easy access to parks, restaurants, shopping, schools, cultural attractions, and multiple public transportation options, making commuting throughout Manhattan and the surrounding boroughs effortless. This is an HDFC co-op with income restrictions at 130% AMI. Maximum household income limits are: 1 person – $121,420; 2 people – $138,840; and 3 people – $156,130. NO FLIP TAX, and subletting is permitted, making this an outstanding opportunity to own an affordable home in the heart of Manhattan.

30 Macombs Place Unit #42, New York (Manhattan)

550 Fort Washington Avenue Unit #4E, New York (Manhattan)

$220,000

1 Beds ⋅ 1 Baths ⋅ 1020344 MLS

Welcome to 550 Fort Washington Avenue, a charming co-op residence nestled in the heart of Manhattan’s desirable Hudson Heights. This delightful one-bedroom, one-bathroom home offers a cozy sanctuary with four well-appointed rooms and ample closet space, seamlessly blending historic charm with practical modern comforts in a classic pre-war, low-rise walk-up building. The unit features high ceilings and 4 large closets. With a little TLC you can make this home your dream. Overlooking Historic Bennett Park. The building sits a few short blocks from the riverside bike path and the historic Fort Tryon Park & The Cloisters. Close to Columbia hospital, a minute or less from the A train and the 1 train. The M4/M98 bus stops in front of the building surrounded by a plethora of stores, banks, parks & restaurants. As an HDFC co-op, this is a high-income cap building with a supportive, community-focused ownership structure that allows for co-purchasing and gifting. HDFC Income Limits (165% AMI): 1 Person: $154,110 2 People: $176,220 3 People: $198,165 4 People: $220,110 5 People: $237,765 6 People: $255,420

550 Fort Washington Avenue Unit #4E, New York (Manhattan)

157 W 123rd Street Unit #3E, New York (Manhattan)

$155,000

1 Baths ⋅ 1014548 MLS

Showings are by appointment only. This move-in ready studio apartment on the third floor of an elevator building in fashionable South Harlem represents terrific value. The unit is in very good condition with high ceilings, hardwood floors, a tiled bathroom, and kitchen with new cabinets. 157 West 123rd is a well-run HDFC cooperative bordering the Mount Morris Park Historic District. Monthly maintenance (including heat and hot water) is a very affordable $350/month. This is a Housing Development Fund Corporation (HDFC) building, subject to income and primary residence restrictions. Income restrictions are 120% of Area Median Income, which for an individual is $136,080 per year. This lovely home is located a few steps from Harlem’s Restaurant Row, and close to the 2/3 and B/C subway lines. Shopping on 125th Street (including the new Trader Joe’s and Target) is just a short walk away. For recreation, the home is close to Mount Morris Park and within walking distance of Central Park. This property is delivered vacant with all paperwork provided.

157 W 123rd Street Unit #3E, New York (Manhattan)

510 W 172nd Street Unit #2, New York (Manhattan)

$295,000

3 Beds ⋅ 1 Baths ⋅ 992347 MLS

Beautifully maintained HDFC cooperative in the heart of Washington Heights. Originally a two-bedroom apartment, this thoughtfully reconfigured home is currently being used as a three-bedroom, offering flexibility for growing households, a home office, or additional living space. The apartment features hardwood floors throughout, abundant natural light from windows in every room, and a separate kitchen with ample storage. Most rooms include closets, providing excellent functionality and organization. A washing machine is also in place for added convenience. This well-kept residence offers a practical layout, comfortable living spaces, and move-in-ready condition. Conveniently located near public transportation, parks, restaurants, shopping, and all the neighborhood amenities that make Washington Heights one of Manhattan’s most vibrant communities. An excellent opportunity to own an affordable and versatile home in a desirable location. Ready for its next owner to move right in and enjoy.

510 W 172nd Street Unit #2, New York (Manhattan)

501 W 156th Street Unit #25, New York (Manhattan)

$295,000

2 Beds ⋅ 1 Baths ⋅ 1004745 MLS

Welcome to 501 West 156th Street #25 — a bright and inviting two-bedroom apartment located on the second floor of a well-maintained HDFC cooperative in the heart of Washington Heights. This charming home features hardwood floors throughout, high ceilings, and windows in every room providing excellent natural light. The apartment offers two generously sized bedrooms, a well-appointed bathroom, a stylish kitchen with washer/dryer setup, and a separate living room ideal for multiple uses including dining, workspace, or additional seating. The spacious living area showcases a beautiful exposed brick wall, adding warmth and character to the home. Conveniently located near Columbia University Medical Center, NewYork-Presbyterian Hospital, Highbridge Park, and the Hudson River Greenway, the property is surrounded by a variety of local restaurants, cafes, grocery stores, and shopping options along Broadway and Amsterdam Avenue. Nearby access to the A, C, and 1 subway lines provides convenient transportation throughout Manhattan and beyond. HDFC income restrictions apply: maximum household income is $98,940 annually for a 1–2 person household and $113,280 annually for a household of 3 or more. A flip tax is paid by the owner and is based on length of ownership: 20% if owned for less than two years, 15% if owned for two to five years, and 10% if owned for more than five years. Pied-à-terres are not permitted. Subletting may be considered on a case-by-case basis, subject to board approval.

501 W 156th Street Unit #25, New York (Manhattan)

29 Convent Avenue Unit #21, New York (Manhattan)

$299,000

1 Beds ⋅ 1 Baths ⋅ 1002315 MLS

Rarely available and attractively priced Sponsor owned 1-bedroom in a well-maintained HDFC co-op. Freshly painted and filled with natural light, this home features tall ceilings, hardwood floors, and an open-concept kitchen with a new gas stove—ideal for comfortable everyday living. The building offers a renovated lobby and a tranquil shared outdoor garden with seating and BBQ space, perfect for relaxing or entertaining. Conveniently located near the A/B/C/D subway lines, Columbia University, City College, Morningside Park, local markets, and a wide selection of restaurants. Pet-friendly building. HDFC income restrictions apply: $68,555 maximum for up to 2 dependents; $79,487 maximum for 3 or more

29 Convent Avenue Unit #21, New York (Manhattan)

30 Macombs Place Unit #24, New York (Manhattan)

$218,999

2 Beds ⋅ 1 Baths ⋅ 981968 MLS

Welcome to 30 Macomb Place! This beautiful 2-bedroom coop in Harlem is in move in condition! Renovated unit with beautiful hardwood floors, spacious kitchen and good size rooms. Quiet and clean walk-up building! There are high ceilings, new bathroom and kitchen. Flooded with sunlight, window in every room, second room as small bedroom/office/dressing room, separate kitchen. central Harlem, $800 maintenance. Located in the central Harlem area which is a vibrant neighborhood steeped in history, culture, beautiful architecture, great food, and nightlife. This convenient Harlem location is walking distance to A C B D and 3 train and local buses. This is an HDFC Coop, income restrictions apply to 130 % AMI. The income maximum for 1 person is $103,480, 2 people $118,300 and 3 people $133,120. Please contact your agent for more information.

30 Macombs Place Unit #24, New York (Manhattan)

1989 Amsterdam Ave Unit #41, New York (Manhattan)

$219,000

2 Beds ⋅ 1 Baths ⋅ 977827 MLS

Welcome to Residence 41 at 1989 Amsterdam Avenue — a bright 2-bedroom on the 4th floor of a classic pre-war walk-up in Washington Heights .The apartment features a functional layout, windowed kitchen, and good natural light throughout. Needs minor TLC, offering great potential to customize and add value. Low monthly maintenance makes this an exceptional opportunity for affordable homeownership in Manhattan. Conveniently located near the A, C, and 1 trains, with easy access to shopping, dining, and everyday essentials.HDFC co-op – income restrictions apply (approximately not more than 125% of Area Median Income).

1989 Amsterdam Ave Unit #41, New York (Manhattan)

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Listings courtesy of OneKey® MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.